By: Margaret Gore
Budgeting may not necessarily be all about curbing all spending powers. It is only a suggested method of spending, that is both wise and that will keep the individual from falling into an all consuming debt ridden situation.
Perhaps the first and most important act to commit to is the detailed tracking exercise of the expenses for the individual monthly commitments.
Creating a tracking system from the close scrutiny of bills collected over a three month period will help give the individual an idea of the general commitments to date.
By having this clearly listed and detailed the individual will be able to design a suitable budget that can be easily followed without the need to be too constrictive.
This budgeting exercise can take into account all expenses such as fixed commitments, periodic commitments, occasional treats and any other types of usual expenses calculated on a monthly basis.
Settings goals is also another type of personal budgeting element that should be included as a form of incentive to the individual. It is also a way to create discipline that will help the individual prepare for bigger commitments in the future. Setting goals will also help the individual have a better perspective on the future possibilities of investment opportunities.
The act to creating and adhering to a personal budget plan can also help the individual be disciplined in other fields too. This may contribute positively in other areas, such as job commitments, family commitments, retirement plans, investments and any other area that may require the same discipline that produces successful results always.
It will also help the individual to make wiser judgment calls, thus ensuring the possibility of getting in debts be kept at a minimum or even eliminated altogether.
By Margaret Gore
Listen to Recorded Message 248-358-7300
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It only takes a second to change your life!
By Margaret Gore
As the images flash in front of your eyes, you find your thoughts drifting back to a time in your childhood when you were running in the grass and laughing.
The wind is gentle and softly brushing across your face. You are thinking about all of the amazing things that you are going to be as you someday grow up and embark in your unique and enigmatic journey around the world.
Your mind jerks back to the present and then is thrust back into a time when you had your shoes off and were walking barefoot through the sand. As the tiny grains slide against your toes, you snap once again into the present moment, remembering what it is like to dream again.
The constructs of reality are simple, and though they often seem to be absolute, at moments you realize that you can bend them to your very will. Your universe is clay, resting softly in your hands, and it seems to mold itself into form simply by the power of thought
You can bend your universe by the power of your will.
By: Margaret Gore
Moving forward in life means keeping a positive attitude and keeping good healthy thoughts in your head…in turn this will create a energy that will help you to attain any goal that you strive towards. Negative and Positive cannot occupy the same space.
People with positive energy will help to keep your energy intact..a negative energy will do the opposite some people do know how to protect themselves from negative energy but it is a technique that has to be practiced!
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By: Margaret Gore
In todays world of bad economy, no jobs, more seniors retiring with less retirement money, could be you lost almost half your retirement 401k monies back in 2008 and who wants to stay on the job during their golden years to make up that lost income.. .
so many do not and i was one who did not want to spend years on the job when my plan was to come out from under the corporate umbrella at the desired year i planned for it.
1. Beachbody Coach
No licensing or certification required. A home business that will give you the opportunity to help others while not neclecting yourself…this opportunity will help you to keep the focus on yourself knowing that it will only give you more incentitive to help others. I drink the Shakeology everyday which is a healthy meal replacement and you must take into account this is not just a shake but a meal replacement thats what sets this business opportunty apart from others. I started on the shakeology and it lowered my cholesterol from 258 to 205…my doctor was so amazed she popped the question how in the world did you do that…Beachbody: Best Home Business Opportunities For Seniors http://myshakeology.com/mgorefitness
2. Motor Club Of America
Motor club of america is also a great business opportunity for senors. If you love helping people solve problems.. you may want to consider motor club of america. Here you can offer your customers roadside services, alot like AAA but an enormous host of benefits including medical all for only $19.99 a month…I love this service because i get unlimited towing all year around and up to 100 miles..plus dental and eyeglass care and you get paid a referral bonus of $80.00 every person you sign up for the membership…just think 20 $19.99 memberships equals almost $2,000 dollars and thats paid weekly straight to your bank account. www.motorclubofamericasite.com
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